Voluntary Benefits & Protection Options
Supplemental Health Insurance
Supplemental Health Insurance
Supplemental Health Insurance
Helps fill financial gaps that may exist in your major medical coverage.
Cancer Protector
Supplemental Health Insurance
Supplemental Health Insurance
Receive a lump sum cash benefit paid directly to you so you can spend it as needed if you’re diagnosed with or treated for cancer.
Cancer Care Protector
Supplemental Health Insurance
Critical Care Protector
Delivers cash benefits fast when you receive cancer treatment, helping you focus on your recovery and not your finances.
Critical Care Protector
Critical Care Protector
Critical Care Protector
Pays up to $50,000 if you have a heart attack, stroke or you’re diagnosed with cancer or another covered critical illness.
Accident Protector
Critical Care Protector
Accident Protector
Cash When You Need It - A slip, fall, or some other accident can happen anytime. And it can be costly. If you or a family member is injured in an accident, Accident Protector provides cash benefits you can use to help cover medical and non-medical expenses that arise.
Disability
Critical Care Protector
Accident Protector
Even if You Spend Carefully, Missing a Paycheck Is Hard Comfortable, middle-class families can quickly struggle when their regular income is disrupted. Income Protector covers you if you’re totally disabled and can’t work due to accident or sickness, for up to two years depending on the plan you select.
High Deductible Buffer
LifeTime Benefit Term Insurance
LifeTime Benefit Term Insurance
No one plans for hospital stays, but just in case, we’ve got you covered. a High Deductible Buffer is designed to help you with the financial exposure of a hospitalization by providing benefits that can be used towards the out-of-pocket costs associated with hospital admission and confnement.
LifeTime Benefit Term Insurance
LifeTime Benefit Term Insurance
LifeTime Benefit Term Insurance
LifeTime Benefit Term (LBT) is powerful family life insurance protection plus optional benefits for Long Term Care. LBT’s innovative design provides lifetime guarantees at a fraction of the cost of whole life insurance. It’s term insurance that lasts a lifetime. And with LBT’s flexibility, death benefits can be taken early and doubled or even tripled to supplement the cost of Long Term Care.
Family Life Protector
LifeTime Benefit Term Insurance
Family Life Protector
Help Them Carry On The loss of a family member is difficult. Plan ahead to help make it a little easier for loved ones to maintain their lifestyles. Family Life Protector is whole life insurance that provides benefits to help your loved ones continue without you, depending on the plan you select. And with the optional Accidental Death Benefit, your beneficiary can receive more benefits.